In April 2025, Canadian seniors will benefit from a revised Old Age Security (OAS) payment, with a $2,150 combined payment including the Guaranteed Income Supplement (GIS).
The Canada Revenue Agency (CRA) adjusts OAS payments every three months, and while there won’t be a major increase in the OAS payment for this period, eligible seniors can still expect a significant financial boost.
In this article, we will walk through the details of the $2,150 OAS benefit, including eligibility criteria, payment dates, and more.
Key Details of the $2,150 OAS Benefits for April 2025
| Benefit Type | Amount | Eligibility | Payment Date |
|---|---|---|---|
| Old Age Security (OAS) | $727.67 to $989 | Seniors aged 65+ | April 28, 2025 |
| Guaranteed Income Supplement (GIS) | $654.23 to $1,086.88 | Based on income criteria, OAS recipients | April 28, 2025 |
| Total Combined Payment | $2,150 (maximum) | OAS + GIS (for those who meet criteria) | April 28, 2025 |
What Is Included in the $2,150 OAS Payment?
The $2,150 OAS benefit for April 2025 includes both the OAS payment and the Guaranteed Income Supplement (GIS). For seniors who qualify for both OAS and GIS, the combined payment can reach up to $2,150 monthly. Here’s a breakdown of the components:
- OAS Payment: This varies based on the senior’s age. For individuals aged 65-74, the OAS payment will range from $727.67 to $800.44. If an individual defers receiving OAS until they turn 70, the OAS payment increases to approximately $989.
- GIS Payment: The GIS payment depends on the senior’s income level. For eligible individuals, the GIS payment will range from $654.23 to $1,086.88.
The total combined payment for seniors who qualify for the maximum OAS and GIS payments will be approximately $2,150.
CRA Old Age Security (OAS) Eligibility in 2025
In order to qualify for the $2,150 payment, seniors must meet the following eligibility requirements for both OAS and GIS:
Eligibility for GIS:
- Age: Seniors must be 65 years or older.
- Residency: The senior must be a legal Canadian resident and have lived in Canada for at least 10 years since the age of 18.
- Income Limit for GIS:
- Single, Divorced, Widowed: Net annual income must be $22,056 or less.
- Married & Partner claims OAS pension: Net annual income must be $29,136 or less.
- Married & Partner claims Allowance: Net annual income must be $40,800 or less.
- Married & Partner does not claim Allowance and OAS: Net annual income must be $52,848 or less.
Eligibility for OAS:
- Age: Seniors must be 65 years or older.
- Residency: The senior must be a legal Canadian resident and have lived in Canada for at least 10 years since the age of 18.
- Income Limit for OAS:
- Aged 65-74: The senior’s annual income must be $142,609 or less.
- Aged 75+: The senior’s annual income must be $148,179 or less.
OAS Payment Dates for April 2025
The $2,150 combined OAS and GIS payment will be distributed on the following dates:
| Benefit Name | Payment Date |
|---|---|
| Old Age Security (OAS) | April 28, 2025 |
| Guaranteed Income Supplement (GIS) | April 28, 2025 |
Seniors who qualify for these payments will receive them automatically, with no need to submit a new application. Payments will be made via direct deposit to the eligible recipient’s registered bank account.
How to Ensure You Receive the $2,150 OAS Benefit
To make sure you qualify and receive the $2,150 OAS benefit, follow these important steps:
- Check Your Eligibility: Review the income limits and residency requirements to confirm that you qualify for both OAS and GIS.
- Ensure Your Information is Up to Date: Log into your myCRA account and confirm that your bank account details, address, and income status are current.
- Automatic Payments: If you are eligible, your payment will be processed automatically. You do not need to apply again if your details are already on file.
The $2,150 OAS benefits in April 2025 offer significant financial relief to seniors in Canada, especially as inflation continues to drive up living costs.
Eligible seniors who qualify for both OAS and GIS will receive this boosted payment, helping them manage essential expenses. It’s important to ensure your details are up to date to avoid any delays.
Remember, there is no need to apply, as the payment will be made automatically on April 28, 2025.
FAQs
How much will I receive from the OAS benefit in April 2025?
You could receive up to $2,150 per month if you qualify for both OAS and GIS.
What is the payment date for the OAS benefit in April 2025?
The OAS and GIS payments will be issued on April 28, 2025.
How do I ensure I qualify for the OAS and GIS payments?
Check your income status, age, and residency requirements to ensure eligibility, and keep your details updated with CRA.