Social Security Retirement, Survivor, and Disability Insurance (RSDI) payments for April 2025 will be processed and delivered starting on April 3, 2025. These payments are intended for Social Security recipients whose benefits began before May 1997.
When Will You Receive Your RSDI Payment?
If you’re new to these payments, keep in mind that RSDI benefits are paid monthly. For those also receiving Supplemental Security Income (SSI), the schedule aligns with the SSI payment delivery.
For example, if your SSI payment is set for April 1, your RSDI check or direct deposit will follow on April 3, assuming you qualify for both benefits.
Other RSDI Payment Dates in April
While April 3 is the standard payment date for some recipients, if you’re not receiving payments on that day, your RSDI payment may come later in the month, depending on your birth date.
Here’s a breakdown of when you can expect your payment:
| Birth Date Range | Payment Date |
|---|---|
| 1st – 10th of the month | April 9, 2025 |
| 11th – 20th of the month | April 16, 2025 |
| 21st – 31st of the month | April 23, 2025 |
RSDI and SSI Payment Amounts for April
In April 2025, all RSDI payments will include the Cost of Living Adjustment (COLA) increase, meaning the amounts will be higher compared to 2024.
- Retirement Benefits: On average, recipients can expect $1,839.
- Retirees: The average payment for retirees is $1,980.
- Survivors: Those receiving Survivor Benefits can expect $1,547 on average.
- SSDI Recipients: If you’re receiving Social Security Disability Insurance (SSDI) benefits, your average payment will be around $1,580.
Maximum RSDI Payments
The maximum payments for RSDI depend on when you filed for Social Security benefits:
- Retirees who file at age 70 can receive up to $5,108 per month.
- SSDI recipients may receive up to $4,018, which is the same maximum benefit for retirees filing at Full Retirement Age (FRA) in 2025.
In April 2025, RSDI payments will be higher than the previous year due to the 2025 COLA increase. If you’re a retiree, survivor, or on SSDI, be prepared to receive payments on different dates based on your birth date.
With the COLA adjustment, your monthly benefits are set to increase, allowing for a better financial cushion for those receiving Retirement, Survivor, or Disability Insurance.
FAQs
What is the RSDI payment schedule for April 2025?
RSDI payments will start on April 3, 2025 for those whose benefits started before May 1997. Subsequent payment dates will be April 9, 16, and 23, depending on your birth date.
How much will I receive for RSDI in April 2025?
The average RSDI payment is $1,839, but it varies by benefit type. Retirees generally receive more, averaging $1,980.
What’s the highest possible RSDI benefit amount?
The highest possible amount for retirees who file at age 70 is $5,108, while for SSDI recipients, the maximum is $4,018.