The Canada Revenue Agency (CRA) has officially approved a $2,350 payment for eligible Canadians in April 2025, providing major relief amid ongoing inflation and rising living costs.
This benefit is targeted primarily at low-income seniors, helping them cover essential expenses and maintain financial stability. Let’s dive into who qualifies, how much you could receive, and how to claim it.
What is the $2,350 CRA Payment for April 2025?
The newly approved $2,350 CRA payment is part of a combined benefit for Canadian seniors, made up of the Old Age Security (OAS) and Guaranteed Income Supplement (GIS).
The total amount eligible seniors can receive in April 2025 adds up to $2,350—a significant boost in support designed to ease the burden of essential living expenses.
Who is Eligible for the $2,350 CRA Payment?
To qualify for the April 2025 CRA payment, recipients must meet all the following requirements:
- Be 65 years of age or older
- Be a Canadian citizen or permanent resident
- Currently receive OAS and GIS benefits
- Have an annual income below the required threshold
- For single seniors: less than $22,056/year
- For couples: combined income must be under $29,000/year (approx.)
Those who are already receiving OAS and GIS will automatically receive the combined payment. However, if you haven’t applied yet or are unsure of your status, it’s recommended to verify through your My Service Canada Account.
Breakdown of Payment Amounts
Here’s how the $2,350 payment is structured for April 2025:
| Component | Monthly Payment (Max) |
|---|---|
| Old Age Security (OAS) (Ages 65–74) | $727.67 |
| Old Age Security (OAS) (Ages 75+) | $800.44 |
| Guaranteed Income Supplement (GIS) | $1,086.88 |
| Combined Total (Up to) | $2,350 |
These amounts may vary slightly depending on age and income level, but the maximum combined benefit is $2,350 per month.
When Will You Get the CRA Payment?
The CRA payment will be deposited on the following dates, starting with April 29, 2025. Here’s a glance at the next few CRA payment dates:
- April 29, 2025
- May 28, 2025
- June 26, 2025
- July 29, 2025
- August 28, 2025
Ensure that your direct deposit details are up to date to avoid delays.
How to Apply for the CRA Payment
If you’re already receiving OAS and GIS, you don’t need to apply again. However, for new applicants or those turning 65 soon, here’s how to apply:
- Log into My Service Canada Account
- Navigate to Benefits & Payments
- Complete and submit the OAS/GIS application
- Wait for confirmation (processing usually takes 6–12 weeks)
Tax Considerations
- The OAS portion is taxable
- The GIS is non-taxable
- If your annual income is too high, your OAS may be clawed back
You can avoid the OAS clawback by keeping your income under the $90,997 threshold, or by utilizing Tax-Free Savings Accounts (TFSAs) and income splitting with a spouse.
The $2,350 CRA payment for April 2025 is a much-needed financial cushion for eligible Canadian seniors facing economic challenges.
If you’re 65 or older and meet the income and residency requirements, you could receive this benefit automatically. Make sure your details are current, and don’t miss out on what could be a key lifeline during uncertain times.
| Criteria | Details |
|---|---|
| Age Requirement | 65+ years |
| Citizenship | Canadian citizen or permanent resident |
| Income Limit (Single) | Below $22,056/year |
| OAS Monthly Payment | $727.67 to $800.44 |
| GIS Monthly Payment | Up to $1,086.88 |
| Total CRA Payment for April 2025 | Up to $2,350 |
| Payment Date | April 29, 2025 |
| Application Needed? | No (if already receiving OAS/GIS) |
FAQs
What should I do if I haven’t received my CRA payment by April 29, 2025?
Check your bank account or log into your My Service Canada Account. If the payment is missing, contact Service Canada directly.
Can someone under 65 receive the $2,350 CRA payment?
No, only Canadian seniors aged 65 or older who meet the criteria are eligible for this benefit.
Will this payment affect other benefits like CPP or disability payments?
No, this CRA payment does not impact CPP, disability, or other federal support programs.