In April 2025, the Social Security Administration (SSA) will issue Supplemental Security Income (SSI) payments to eligible individuals.
These payments assist those with limited income and resources who are aged, blind, or disabled. Understanding the payment amounts, eligibility criteria, and schedule is crucial for beneficiaries.
SSI Payment Amounts for April 2025
The maximum federal Supplemental Security Income payment amounts for 2025 are as follows:
| Recipient Type | Maximum Monthly Payment |
|---|---|
| Individual | $967 |
| Couple | $1,450 |
These amounts may vary based on individual circumstances and additional state supplements.
Eligibility Criteria
To qualify for SSI benefits, applicants must meet specific criteria:
- Age or Disability: Must be 65 or older, or have a qualifying disability. Blind individuals of any age may also be eligible.
- Income Limits: Total income, including wages, Social Security benefits, pensions, and other sources, must be below the SSA’s limits.
- Resource Limits: Resources, such as cash, bank accounts, real estate (excluding the primary residence), and stocks, must not exceed $2,000 for individuals and $3,000 for couples.
- Residency and Citizenship: Must be a U.S. citizen, national, or qualifying non-citizen residing in one of the 50 states, D.C., or the Northern Mariana Islands.
Detailed eligibility information is available on the SSA’s official website.
April 2025 Payment Schedule
SSI payments are generally issued on the first day of each month. If the first falls on a weekend or federal holiday, payments are made on the preceding business day. For April 2025, the payment is scheduled for Tuesday, April 1.
Upcoming Payment Adjustments
Due to calendar variations, there will be two Supplemental Security Income payments in May and August 2025:
- May 2025:
- May 1: Regular May payment
- May 30: Advance June payment (since June 1 is a Sunday)
- August 2025:
- August 1: Regular August payment
- August 29: Advance September payment (since September 1 is Labor Day)
These adjustments ensure beneficiaries receive their payments without delay during months with holidays or weekends.
How to Apply for SSI
Applying for SSI involves several steps:
- Gather Necessary Documents:
- Birth certificate or proof of age
- Proof of U.S. citizenship or eligible non-citizen status
- Bank statements, pay stubs, and resource information
- Submit an Application:
- Online: Apply through the SSA’s official website.
- By Phone: Call 1-800-772-1213 (TTY 1-800-325-0778).
- In Person: Visit a local SSA office (an appointment may be required).
- Attend an Interview: An SSA representative may contact you to review your application.
- Receive a Decision: If approved, you’ll receive a notice detailing your monthly benefit amount, start date, and payment method.
Recent Updates
- Cost-of-Living Adjustment (COLA): In 2025, Supplemental Security Income benefits received a 2.5% COLA, increasing the maximum monthly payment for individuals to $967 and for couples to $1,450.
- In-Kind Support and Maintenance (ISM) Changes: Effective September 30, 2024, the SSA no longer considers food provided by others as ISM, meaning receiving food assistance from friends, family, or charities will not reduce SSI benefits. However, shelter assistance is still considered ISM and can affect payments.
It’s essential for current and prospective Supplemental Security Income beneficiaries to stay informed about payment schedules, eligibility criteria, and any changes to the program to ensure timely and accurate benefit receipt.
FAQs
Can individuals receive both SSI and Social Security benefits?
Yes, individuals with limited income and resources may qualify for both, depending on their circumstances.
What should one do if a payment is not received on the scheduled date?
Allow three additional mailing days before contacting the SSA, as most payments are processed electronically.
How are Supplemental Security Income payment amounts determined?
SSI payments are based on federal benefit rates, which are adjusted annually for inflation, and are subject to income and resource limits.